The Gold IRA

Your Retirement, Secured in Real Gold

A Gold IRA is the most powerful vehicle available for protecting your retirement savings against inflation, currency debasement, and market collapse, backed by the only asset that has preserved wealth for five millennia.

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Out-of-pocket cost to roll over

Tax penalty on a direct rollover

Types of retirement accounts we accept

7–14

Business days to fund

What Is a Gold IRA

A Retirement Account Built on Substance

A Gold IRA, formally a Self-Directed Individual Retirement Account, is a federally authorized retirement vehicle that allows you to hold IRS-approved physical precious metals as your core retirement asset, rather than stocks, bonds, or mutual funds.

It carries the same tax advantages as a traditional or Roth IRA. The critical difference: your wealth is held in physical gold, silver, platinum, or palladium, assets with 5,000 years of proven purchasing power, not paper instruments subject to central bank policy and market sentiment.

“Physical gold is the only financial asset that is simultaneously nobody’s liability and no government’s promise.”

Since the Taxpayer Relief Act of 1997, Americans have had the right to hold physical precious metals inside a qualified retirement account. Most financial advisors have never mentioned it. We built our company around it.

IRS-Authorized Since 1997

The Taxpayer Relief Act of 1997 authorized self-directed IRAs to hold physical precious metals, giving investors direct access to the most time-tested store of value in history.

Tax-Deferred or Tax-Free Growth

Traditional Gold IRAs grow tax-deferred. Roth Gold IRAs grow entirely tax-free. In both cases, your metals appreciate without annual capital gains exposure.

Segregated, Insured Storage

Your metals are held at an IRS-approved depository, segregated in your name, fully insured, and subject to regular independent audits. Not pooled. Yours.

Physical Delivery at Retirement

At the age of distribution, you may take physical delivery of your metals or liquidate at current market value. The choice, always, belongs to you.

Eligible Accounts

Which Accounts Can You Roll Over?

If you have any of the following retirement accounts, you qualify. We handle the transfer directly with your current custodian. No out-of-pocket cost, no tax event.

401(k)

Employer-Sponsored Plan

From a current or former employer. Partial and full rollovers accepted, the most common source of Gold IRA funding in the United States.

IRA

Traditional IRA

Pre-tax contributions. The rollover maintains tax-deferred status with no distribution penalty. Funds move custodian-to-custodian.

Roth

Roth IRA

Post-tax contributions with tax-free growth. A rollover into a Roth Gold IRA preserves your tax-free status at distribution.

SEP

SEP IRA

Simplified Employee Pension plans for self-employed individuals and small-business owners. Eligible for direct rollover.

403(b)

Non-Profit & Education Plans

For employees of public schools, non-profits, and certain tax-exempt organizations. Eligible for full or partial rollover.

TSP

Thrift Savings Plan

Federal employees and military personnel. TSP funds are eligible for rollover into a self-directed Gold IRA upon separation or retirement.

The Process

From Consultation to Custody in 5 Steps

Our specialists manage every step of the process on your behalf, from the first phone call to the day your metals are secured in your name. Most accounts are fully funded within 7–14 business days.

Free Consultation

Speak with a dedicated Gold IRA specialist. We assess your current accounts, your goals, and your optimal metals allocation.

Open Your Account

We establish your Self-Directed IRA with an IRS-approved custodian. Paperwork is prepared and guided by our team.

Initiate the Rollover

We contact your current custodian and execute the direct transfer. No tax event. No disruption to your retirement timeline.

Select Your Metals

Choose from IRS-approved gold, silver, platinum, and palladium products at live market pricing with full transparency.

Secure Storage

Your metals are delivered to an IRS-approved, insured depository, segregated in your name and audited quarterly.

IRS-Approved Custodian

Your account is held by a licensed, IRS-approved custodian, not American Sovereign Bullion. This separation ensures full regulatory compliance and gives you an independent layer of oversight.

Approved Depository

Your metals are stored in a qualified depository, a secure, federally compliant vault with 24/7 monitoring, full insurance coverage, and independent auditing of all holdings.

Quarterly Statements

You receive a complete quarterly statement showing your holdings, current market valuation, and account activity, the same standard of reporting as any institutional investment account.

Dedicated Specialist

From your initial consultation through the life of your account, you work with a single dedicated specialist, not a call center. Your questions are answered by someone who knows your account.

IRS-Approved Products

Metals Eligible for Your Gold IRA

The IRS mandates specific purity standards for metals held in a retirement account. Every product we offer meets or exceeds these requirements.

Gold.9999 fine✓ IRS-Approved

American Gold Eagle · Gold Snake & Eagle · Canadian Maple Leaf · Gold St. Helena Virtue Victory · Lady Liberty Freedom & Strength · Yellowstone Moose

Silver.999 fine✓ IRS-Approved

Victoria Seal · American Eagle · Canadian Maple Leaf · Lady Liberty Freedom & Strength · Yellowstone Moose

Gold999.9 fine✓ IRS-Approved

PAMP Lady Fortuna VERISCAN · Credit Suisse · Gold Valcambi CombiBar

Silver999.9 fine✓ IRS-Approved

PAMP Lady Fortuna · The Royal Mint & Germania Mint Norse Gods: Loki · Valcambi Silver CombiBar

Transparent Fee Structure

No Surprises. No Fine Print.

Every fee is disclosed before you sign anything. We believe you make better decisions when you understand exactly what you own and exactly what it costs.

First Full Year

Account Setup & Administration

No setup fee, no first-year administration fee. We absorb the cost because we are investing in a long-term relationship with every client.

Year 2 Onward · Confirmed at Consultation

Flat Rate

Per Year

Annual Administration

A flat annual fee, not a percentage of your account value. The larger your account grows, the more cost-efficient your holdings become. Exact amount confirmed during your free consultation.

Per Year · Confirmed at Consultation

Flat Rate

Insured Depository Storage

Charged by the IRS-approved depository. Includes full insurance coverage, segregated storage, and quarterly independent auditing of your holdings. Varies by depository and account size.

⚑ Note on fees: Specific fee amounts are confirmed during your free consultation. Fees vary by depository and account size. There are no hidden charges, ever. You will know every number before you commit to anything.

Common Questions

Frequently Asked

Can I take physical possession of my gold?

Yes. Once you reach the age of distribution, you may take physical delivery of your metals and have them shipped to you, or liquidate them at current market value. While the metals are held inside the IRA, they remain at the IRS-approved depository to preserve the account’s tax-advantaged status. The choice at distribution is always yours.

What happens if I withdraw early?

A Gold IRA follows the same IRS rules as any traditional or Roth IRA. Distributions taken before age 59½ may be subject to taxes and a 10% early-withdrawal penalty. The rollover itself, however, is not a withdrawal. A direct trustee-to-trustee transfer is not a taxable event and carries no penalty, regardless of your age.

Is my gold insured?

Yes. Your metals are stored in a federally compliant depository with full insurance coverage, 24/7 monitoring, segregated storage in your name, and independent third-party auditing of all holdings. Your metals are never pooled with anyone else’s.

How long does the rollover process take?

Most accounts are fully funded within 7–14 business days. Timing depends mainly on how quickly your current custodian releases the funds. Our specialists manage the paperwork and coordinate directly with your custodian to keep things moving.

What is the minimum investment to open a Gold IRA?

Minimums vary depending on the custodian and the metals you select. Your specialist will confirm the exact figure during your free consultation, along with every fee, before you commit to anything.

Can I contribute new money to a Gold IRA annually?

Yes. A Gold IRA accepts annual contributions up to the same IRS limits that apply to traditional and Roth IRAs, in addition to any rollover funds. Your specialist can walk you through current contribution limits for your situation.